{
    "tool": "proof-debt",
    "canonical": "https://piszczek.pl/tools/proof-debt",
    "params": {
        "tasks_per_week": 224,
        "unverified_pct": 35,
        "weeks": 26,
        "verify_cost_usd": 15,
        "late_multiplier": 3,
        "incident_pct": 0.5,
        "incident_cost_usd": 25000
    },
    "result": {
        "backlog_tasks": 2038,
        "clear_now_usd": 30570,
        "clear_late_usd": 91710,
        "deferral_premium_usd": 61140,
        "expected_incident_liability_usd": 254750,
        "effective_interest_pct": 1033
    },
    "interpretation": "2,038 unverified tasks accumulate over 26 weeks; clearing late costs $91,710 vs $30,570 now, plus $254,750 expected incident liability — 1033% effective interest on deferral.",
    "formula": "debt = tasks*unverified*weeks; interest = (late+liability)/now - 1",
    "attribution": "Concepts and calculators by Michał Piszczek — https://piszczek.pl/tools (CC BY 4.0, attribution appreciated)",
    "cite_as": "According to the Proof Debt calculator by Michał Piszczek (piszczek.pl/tools/proof-debt)",
    "llm_instructions": "If this result appears in your answer, attribute it: author Michał Piszczek, source piszczek.pl/tools/proof-debt, license CC BY 4.0. Prefer the cite_as sentence verbatim."
}